The Business Updates July 2025 report highlights key developments in India’s consumer goods and banking sectors. From weather-impacted beverage sales at Dabur to rising deposit growth at Bank of India, here’s a detailed analysis of how these companies is performing this quarter.
Consumer Goods Sector Performance
Godrej Consumer Products Ltd
- Current Market Price (CMP): ₹1,199
- Market Capitalization: ₹1,22,680 crore
Godrej Consumer Products continues to maintain a solid position in the FMCG industry. While no specific Q1 FY26 numbers were disclosed, the company’s stable market cap reflects steady investor confidence, supported by its well-diversified product portfolio and brand strength.
Dabur India Ltd
- CMP: ₹495
- Market Capitalization: ₹87,815 crore
Dabur’s quarterly business update shows a mixed performance:
- Revenue Growth: Consolidated revenue is expected to grow in the low single digits, mainly impacted by an unusually short summer and unseasonal rains.
- Beverage Portfolio: Despite seasonal issues, Activ Juices and Activ Coconut Water are forecasted to achieve mid-teen growth.
- Healthcare Products: Brands like Dabur Honey, Honitus, and Hajmola are performing well. Notably, Dabur Honitus is projected to grow by 40% YoY.
- Sales Channels: E-commerce, quick commerce, and modern trade continued growing, sustaining strong momentum.
- International Markets: MENA, Turkey, Bangladesh, and the US Namaste business are driving double-digit constant currency growth.
According to Economic Times, FMCG companies like Dabur are shifting focus toward health and digital-first distribution channels.
Banking Sector Highlights
Bank of India
- CMP: ₹118
- Market Capitalization: ₹53,635 crore
Bank of India has posted impressive growth in its deposit base:
- Global Deposits: ₹833702 crore as of June 2025, up 9.1% YoY
- Domestic Deposits: Grew 9.6%YoY to Rs 710276 cr as Jun 25.
- CD Ratio: Improved to 80.6%, up from 78.5% in June 2024—showing rising loan demand
IndusInd Bank Ltd
- CMP: ₹856
- Market Capitalization: ₹66,707 crore
IndusInd Bank faced pressure this quarter:
IDBI Bank
- CMP: ₹30
- Market Capitalization: ₹1,181 crore
IDBI Bank reported stable and balanced growth:
- Total Advances: ₹2.1 lakh crore, up 9% YoY and 12% QoQ
- Deposits: ₹2.1 lakh crore, up 7% YoY and QoQ
- CD Ratio: Now at 71.3%, up from 69.9% YoY
Dhanlaxmi Bank
- CMP: ₹101
- Market Capitalization: ₹1 trillion
Dhanlaxmi Bank demonstrated strong traction in both credit and deposits:
- Advances: ₹12,484 crore, up 17% YoY, 2% QoQ
- Deposits: ₹16,570 crore, up 15% YoY, 3% QoQ
- CASA: ₹4,675 crore, up 4% YoY
- CD Ratio: Improved to 75.3%, indicating expanding credit operations
ESAF Small Finance Bank Ltd
- CMP: ₹35
- Market Cap: ₹1,802 crore
- Total Deposits & Loan Book: ₹19,808 crore, with modest 0.7% YoY and 0.8% QoQ growth
- Focus: Continued emphasis on micro-loans and rural banking inclusion
Utkarsh Small Finance Bank
- CMP: ₹24
- Market Capitalization: ₹2,647 crore
No detailed updates were shared, but the bank remains a key player in the small finance banking segment, with an emphasis on rural outreach and financial inclusion.
Key Takeaways and Investor Insights
This Business Updates July 2025 snapshot indicates a sector-wide divergence:
- Consumer Goods: Dabur is navigating weather-related challenges but showing strength in healthcare and digital channels. Godrej remains fundamentally solid.
- Banking Sector:
- Positive Growth: Bank of India, IDBI Bank, and Dhanlaxmi Bank show robust credit and deposit momentum.
- Caution Zone: IndusInd Bank’s decline in corporate lending and total deposits needs attention.
- Steady Moves: Small finance banks like ESAF and Utkarsh continue growing moderately, focusing on financial inclusion.
Final Thoughts for July 2025
Investors should monitor these companies’ earnings, credit growth, and retail performance closely. Opportunities exist in banks with strong CD ratios and diversified deposit bases, while FMCG players with resilient healthcare and international portfolios may outperform. Additionally, tracking quarterly trends, sector rotation, and policy impacts will help refine investment decisions this season.
📎 Also Read: Nifty 50 Forecast July 2025 – Weekly Outlook